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Money tools

Make the numbers make sense.

Four simple calculators. No sign-up, no saved financial details. Choose one currency and use it consistently throughout each calculation.

Savings goal

Work backwards from a target. Use one currency for all amounts.

Interest and price changes are excluded.

Enter your amounts, then calculate.

Compound savings

See how regular deposits and a constant assumed rate interact.

Monthly compounding with deposits at month end. The rate is an assumption, not a forecast or an advertised offer.

Enter your amounts, then calculate.

Budget balance

See what remains after your planned monthly outgoings.

Use take-home income and include each outgoing only once. A monthly surplus does not resolve a timing gap between paydays.

Enter your amounts, then calculate.

Fixed loan payment

Estimate a payment on a standard amortising loan.

Equal monthly payments, a fixed nominal annual interest rate and no fees. Actual lender calculations may differ. Do not substitute a fee-inclusive APR for the interest rate.

Enter your amounts, then calculate.